Underwrite your own resilience.
Insurers carry everyone else's risk and answer to the same resilience standard themselves. iluminr helps underwriting, claims, and leadership rehearse the catastrophe, cyber, and operational events that threaten claims, capital, and confidence.
Where insurers get stretched.
Catastrophe surges claims and systems at once
A major event drives claims past normal capacity at the exact moment systems are under strain.
Core platforms you do not own
Policy administration, claims, and distribution often run on third parties.
Resilience is now supervised
CPS 230, DORA, and Solvency II expectations push operational resilience from good practice to obligation.
Practice across the value chain.
Test catastrophe and disruption
Exercise the events that hit insurers hardest, from a claims surge to a claims-platform outage.
Practise across the value chain
Underwriting, claims, actuarial, communication, and the executive rehearse together.
Evidence for supervisors
Defensible proof of resilience testing for your regulators.
Events that test insurers.
A claims surge after a major event
A catastrophe drives claims volume past capacity. Triage, fraud risk, and communication decisions follow fast.
A breach of policyholder data
Sensitive records are exposed. Disclosure, response, and trust decisions collide.
The claims platform goes down
A core claims system fails mid-event. Continuity and customer-care decisions land together.
A pricing or conduct issue surfaces
An issue goes public. Governance, communication, and remediation move at once.
Mapped to insurance supervision.
Proof of resilience under stress.
Resilience proven
Tested response to the events that threaten claims and capital.
Audit-ready evidence
Defensible records for your supervisors.
Continuous assurance
Capability stays current between exercises.
