Insurance

Underwrite your own resilience.

Insurers carry everyone else's risk and answer to the same resilience standard themselves. iluminr helps underwriting, claims, and leadership rehearse the catastrophe, cyber, and operational events that threaten claims, capital, and confidence.

Life/Property & casualty/Reinsurance/Specialty & Lloyd's/Health
The challenge

Where insurers get stretched.

Catastrophe surges claims and systems at once

A major event drives claims past normal capacity at the exact moment systems are under strain.

Core platforms you do not own

Policy administration, claims, and distribution often run on third parties.

Resilience is now supervised

CPS 230, DORA, and Solvency II expectations push operational resilience from good practice to obligation.

How iluminr helps

Practice across the value chain.

Test catastrophe and disruption

Exercise the events that hit insurers hardest, from a claims surge to a claims-platform outage.

Practise across the value chain

Underwriting, claims, actuarial, communication, and the executive rehearse together.

Evidence for supervisors

Defensible proof of resilience testing for your regulators.

Example Microsimulations

Events that test insurers.

Catastrophe

A claims surge after a major event

A catastrophe drives claims volume past capacity. Triage, fraud risk, and communication decisions follow fast.

Cyber

A breach of policyholder data

Sensitive records are exposed. Disclosure, response, and trust decisions collide.

Third party

The claims platform goes down

A core claims system fails mid-event. Continuity and customer-care decisions land together.

Conduct

A pricing or conduct issue surfaces

An issue goes public. Governance, communication, and remediation move at once.

Mapped to your obligations

Mapped to insurance supervision.

APRA CPS 230Operational risk
Solvency IIEU prudential
NAIC ORSAUS risk
DORAEU op resilience
ISO 22301Business continuity
Capability Intelligence

Proof of resilience under stress.

Resilience proven

Tested response to the events that threaten claims and capital.

Audit-ready evidence

Defensible records for your supervisors.

Continuous assurance

Capability stays current between exercises.

Questions

Insurance, answered.

Does this align to Solvency II and ORSA?
Microsimulations support operational resilience and risk-management expectations including these. Your teams confirm sufficiency.
Can we model a catastrophe claims surge?
Yes. Scenarios reflect the events most likely to stress your operations and claims pipeline.
Who should take part?
Underwriting, claims, actuarial, communication, and leadership.

Practice is the new proof.
See it in your world.

See iluminr in action