Financial Services

Resilience the regulator can see.

Banks, credit unions, insurers, and asset managers run on trust, and supervisors now expect proof you can keep important business services running through severe disruption. iluminr turns operational resilience obligations into tested, evidenced practice.

Retail & commercial banking/Payments/Capital markets/Wealth & asset management/Lending
The challenge

The pressure on financial firms.

Impact tolerances must be proven

Mapping important business services is table stakes. Showing you can stay within tolerance under stress is the hard part.

Concentration you do not control

Core providers, cloud, and payment rails sit inside your services, often shared across the whole sector.

Testing has to be business as usual

DORA and CPS 230 expect continuous, evidenced testing, not an annual desk-based review.

How iluminr helps

Practice the regulator expects.

Test severe but plausible disruption

Run the scenarios supervisors expect you to withstand, from a core outage to a third-party failure.

Practise from the desk to the board

Operations, risk, compliance, communication, and the executive make the call together.

Evidence on demand

Produce defensible, current proof of testing mapped to DORA, CPS 230, and the UK regime.

Example Microsimulations

Scenarios that test the firm.

Payments

A payment rail goes down

A core payment service degrades mid-morning. The clock against your impact tolerance starts and customers feel it immediately.

Third party

Your cloud region fails

A provider behind a critical service drops. Failover, customer communication, and tolerance decisions land at once.

Cyber

Ransomware across the firm

Systems lock during business hours. Containment, regulator notification, and continuity collide.

Market

A flash market dislocation

Volatility spikes and a venue halts. Liquidity, client, and communication decisions move in minutes.

Mapped to your obligations

Mapped to financial regulation.

DORAEU operational resilience
APRA CPS 230Operational risk
FCA / PRA / BoEUK regime
ISO 22301Business continuity
NIST CSFCyber framework
Capability Intelligence

Proof your supervisors accept.

Tolerances proven

Evidence that important services stay within impact tolerances under stress.

Audit-ready evidence

Defensible records shaped for DORA, CPS 230, and your supervisors.

Continuous assurance

Capability stays current between formal exercises.

Questions

Financial services, answered.

Which regulations does this support?
Microsimulations produce documented, scenario-based testing aligned to DORA, APRA CPS 230, and the UK operational resilience regime. Your assurance teams confirm sufficiency for your obligations.
Can we test third-party and cloud dependencies?
Yes. Scenarios are built around the critical third and fourth parties inside your important business services.
Does it work for a smaller bank or credit union?
Yes. Microsimulations scale to your size and run in short sessions, so a lean team can sustain them.

Practice is the new proof.
See it in your world.

See iluminr in action